Best Hysa 2025 Fdic Insured 2025. It demands making the most out of your savings through high. The fdic and ncua protect deposits at insured institutions so customers don’t lose their money in the event of failure, with a standard coverage limit of $250,000 per depositor.

You can earn up to 0.61% apy on your money, regardless of the starting balance. See full terms at sofi.com/banking/fdic/terms